Early morning over Viñales Valley

B.E.S.D. FINANCEHUB

Making your finances “Better Every Single Day” using Artificial Intelligence that works for you.

Partners

The problem

The same life is split across institutions. Often three to ten of them plus, and not one assists you with the rest or with AI to find gaps, help you understand your finances and improve them.

A.I.Not connected
  • Banking
    • Checking and savings
    • Credit cards
    • Loans and mortgages
  • Investing
    • Brokers
    • Physical assets
  • Insurance
    • Agencies and quotes
    • Policies
  • Credit
    • Bureaus
    • Credit files
  • Identity and Privacy Protection
    • Track your data
    • Remove it from brokers

The solution

Those same records come into one platform. Wealth, loans, insurance, and an AI assistant that already has the numbers.

B.E.S.D.FINANCEHUB

Hey-B AI Assistant

  • Banking
    • Checking and savings
    • Credit cards
    • Loans and mortgages
  • Investing
    • Brokers
    • Physical assets
  • Insurance
    • Agencies and quotes
    • Policies
  • Credit
    • Bureaus
    • Credit files
  • Identity and Privacy Protection
    • Track your data
    • Remove it from brokers

How it works

After you Download and Sign Up.

  1. 01

    Connect Everything

    Link Banks, Investment Brokers, Homes, Cars, Debts, Enable Credit Overview, Identity Protection & Privacy Protection, add manually the Physical Assets and Investments that cannot be synced.

  2. 02

    Calibrate and Plan

    Set a Budget, Mark Subscriptions and Bills, Create Financial Goals, allocate each transaction where it belongs.

  3. 03

    Get the Whole Picture

    Walaa. In One Dashboard, Assets, Liabilities, Credit, Identity Protection, Privacy Protection & Artificial Intelligence.

Features

Every part of the picture.

Balance sheet

Assets & Net Worth

Accounts, investments, homes, and cars. One number for what you own. One for what you owe. One for what is left.

Balance sheet

Liabilities

Credit cards, mortgages, student loans, and other loans. All in one place.

Accounts

Bank Accounts

Trace any bank account across every financial institution: balance, amount owed, available funds, account identification, and the transactions that belong to it.

Plan

Debt Payoff

Identify and organize your debts with the Avalanche or Snowball method. Set a payment budget, then get a payment schedule and a payment strategy. Save years of payments and thousands of dollars.

Plan

Goals & Saving Tracker

Create financial goals and track your progress. Emergency funds, vacation savings, down payments, gifts, and more.

Wealth

Investments

Track the performance of stocks, crypto, equities, real estate, metals, art, jewelry, and more. All in one place.

Plan

Budgeting

Set the month's budget and an amount for each category. Then see every transaction in the category it belongs to, and how you are doing in that category.

Plan

Subscriptions

See every subscription in one place: what you paid, what is upcoming, and when it is expected to be charged.

Plan

Cash Flow

Money in, money out, and what is left when the month is done. Understand the ratio of what you earn, what you spend, and where it goes. See how you are performing over a period of time.

Plan

Upcoming Bills

See what is paid, due, or upcoming, so a bill does not show up as a surprise. Avoid hitting an account with insufficient funds, or missing a payment or a cancellation.

Property

Home Value

Track any property's estimated value, equity, mortgage, owner, property details, estimated selling price, and more.

Property

Vehicle

Track any car's market value, depreciation, specifications, equity, price history, and more.

Protection

Credit Overview

Get your VantageScore and credit report for Experian, TransUnion, and Equifax. Understand how the score is built, get alerts, and simulate opening a card, raising a limit, closing an account, changing balances, or a new public record.

Protection

Identity Protection

Watch online for a leaked Social Security number, a national change of address, dark web exposure, financial account thresholds, social media, telecom, and more. Protect yourself with identity restoration and $1M identity theft insurance.

Protection

Privacy Protection

Find exposed listings of your personal data on data brokers, then remove them or opt out so your data cannot be sold or shared.

Assistant

Hey-B AI Assistant

Ask a personal question about your own data and get an answer from that data alone. Nothing comes from outside. You see your finances on the dashboard. You can talk directly to them.

Data Handling and Protection

We protect the numbers.
We do not sell them.

Subscriptions and the Financial Products you choose are how we earn. Not by selling your data to third parties for targeted advertising.

Only what the picture needs

Banks and Brokers come through Plaid. Credit, Home Value, Identity and Privacy come through Array. Vehicles come through Marketcheck. We request that data when you connect the feature. Hey-B reads only what is already in your account. We never store bank or broker credentials. SSN, username, and password never reach us.

Sharing waits for you

We do not sell, rent, or trade personal or financial data. We do not send your profile to a lender or insurer so they can target you. A provider sees your information only when you ask for a quote or start an application. Each connection is separate, and you can revoke it.

Limits we put on ourselves

Encryption in transit and at rest. Two-factor authentication. Face ID and fingerprint stay on your device. Disconnect an institution and future syncing stops. You can ask us to delete the account. Some financial records must be kept where the law requires it.

The full rules are in the Privacy Policy and the Terms of Use.

Pricing

Start free. Grow into Premium.

Start on the 90-day Premium trial. Premium keeps the full picture after that.

Free

Free

90-day Premium trial

  • Premium trial for 90 days
  • Loan Marketplace (soon)
  • Insurance Marketplace (soon)
  • Hey-B AI Assistant

Limited

$19.99/mo

per month, cancel anytime

  • Assets and Net Worth
  • Liabilities
  • Bank Accounts
  • Debt Management
  • Saving Tracker
  • Investments
  • Budgeting
  • Subscriptions
  • Monthly Cash Flow
  • Upcoming Bills
  • Home Value
  • Car Value
  • Insurance Coverage
  • Hey-B AI Assistant

Premium

$24.99/mo

per month, cancel anytime

  • Assets and Net Worth
  • Liabilities
  • Bank Accounts
  • Debt Management
  • Saving Tracker
  • Investments
  • Budgeting
  • Subscriptions
  • Monthly Cash Flow
  • Upcoming Bills
  • Home Value
  • Car Value
  • Insurance Coverage
  • Credit Overview (1 bureau)
  • Identity Protection Plus
    • $1M ID Theft Insurance
    • Identity restoration services
    • Identity monitoring services
      • Dark web monitoring
      • SSN monitoring
      • Change of address
      • Neighborhood Watch
      • Phone numbers
      • Passports
      • Name
      • Medical IDs
      • Email addresses
      • Driver's licenses
      • Date of birth
      • Credit and debit cards
      • Bank accounts
      • Social media
      • Telecom monitoring
    • Alerts
  • Privacy Protection
    • Trace and removal, or opt-out, of personal data from the web and data brokers
  • Hey-B AI Assistant

Premium + 3 Bureaus

$44.98/mo

per month, cancel anytime

  • Assets and Net Worth
  • Liabilities
  • Bank Accounts
  • Debt Management
  • Saving Tracker
  • Investments
  • Budgeting
  • Subscriptions
  • Monthly Cash Flow
  • Upcoming Bills
  • Home Value
  • Car Value
  • Insurance Coverage
  • Credit Overview (3 bureaus)
  • Identity Protection Plus
    • $1M ID Theft Insurance
    • Identity restoration services
    • Identity monitoring services
      • Dark web monitoring
      • SSN monitoring
      • Change of address
      • Neighborhood Watch
      • Phone numbers
      • Passports
      • Name
      • Medical IDs
      • Email addresses
      • Driver's licenses
      • Date of birth
      • Credit and debit cards
      • Bank accounts
      • Social media
      • Telecom monitoring
    • Alerts
  • Privacy Protection
    • Trace and removal, or opt-out, of personal data from the web and data brokers
  • Hey-B AI Assistant

B.E.S.D. FINANCEHUB

Better Every Single Day starts with the full picture.

View the pitch